Here are five recommendations to give your home an immediate face lift and help you get more for your property. These tips are an inexpensive way to help you bring big returns when the FOR SALE sign goes up on the lawn.
Are you feeling weighed down by the years remaining on your mortgage? Worried about when you should lock in your variable rate, or unsure of refinancing with rates on the rise? Getting a good interest rate is crucial, but there’s a lot more you can do to ensure that you are mortgage free sooner. Flexibility and options are key – and the advice of an unbiased mortgage professional can help you make the most of these alternatives.
Find out about the Government programs designed to help Homeowner’s save money. Information on the Home Buyer’s Plan, CMHC’s 5% down with environmentally friendly options and Land Transfer Tax Rebates are included in this report.
The Government of Canada’s Home Buyers Plan allows qualified buyers to withdraw from their RRSP’s to purchase or build a house. If your spouse is also eligible you can each withdraw RRSP’s towards the down payment.
There is something uplifting about moving: a new home is a new beginning and packing becomes a purifying ritual, a time to decide what you will take and what you will leave. Packing for a move is the packrat’s only true redemption.
Buying a home is probably one of the biggest emotional and financial decisions you’ll ever make. So it’s not surprising that moving is rated as one of the most exciting and stressful times in one’s life. Not only are there a lot of things to think about: location, affordability, mortgage term and rate, etc; but there are also quite a few people you’ll need to deal with: real estate agent, lender, lawyer, seller, etc. Fortunately, there are a number of tools to help make buying a home an easier and more enjoyable process, one of which is the pre-approved mortgage certificate.
When you buy a newly constructed home, condominium or town home, the entire purchase price including land is taxable. If the property is to be rented to tenants, the full 13% HST is charged on the purchase price. However, if the home is going to be your primary place of residence, it may qualify for a partial HST rebate, depending upon the sale price.
Making your pets comfortable in your new home. You may not know this but dogs and cats can encounter many of the same problems people have in a new home.
Selling your home can be a lengthy and emotional process. If you’re buying a new home at the same time, you can easily feel overwhelmed. Trying to do two things at once is never easy. Here are some tips to help you keep things in balance.