Making an Offer

Learn more about how to make an offer on that perfect house.

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Closing Costs

Learn more about closing costs.

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Land Transfer Tax

Learn about land transfer taxes through the Canadian provinces.

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Title Insurance Explained

Title insurance is growing in popularity in Canada. But what is it exactly? Should you get it? Do you need it? Whether title insurance is right for you is something you should discuss with your lawyer, as it depends on the circumstances of your transaction. This article will provide you with some background information about […]

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Elements of an Offer Explained

There are six key components to the elements of an offer. They are:

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Renting vs. Home Ownership

This is a decision which many people face, and the decision is not as easy to make as it may sound. As a homeowner, you can reasonably expect the equity in your home to increase over time as your mortgage is paid down. That, combined with regular appreciation in property values, can be a rapid […]

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Greater Savings with a Larger Down Payment

The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 20% of the purchase price. To obtain a conventional mortgage, home buyers are required to put down at least 20% of the purchase price or appraised value (whichever is less) as a down payment. […]

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How Much Can I Afford?

Use our mortgage affordability calculator to find out how much you can afford.

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